When it comes to student health insurance, some universities and colleges have specific, school-sponsored plan eligibility requirements, not just for students, but for dependents as well. Let’s dive into dependent eligibility audits. Contingent upon the plan, schools may or may not be able to cover dependents.
A dependent is a person(s) relying on the policyholder (the student) for support. Dependents could fall into various categories; this person could be a spouse, parent, child (under the age of 26 per the Affordable Care Act), or even a domestic partner.
Dependent coverage is only available if the student is also insured and dependent enrollment must take place at the time of student enrollment unless there is a qualifying event such as a marriage, birth, etc.
A dependent eligibility audit is a process used by organizations to verify that all dependents enrolled in a benefit plan are eligible for coverage.
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