Thinking about self-funding your student health plan? If so, it’s important to conduct due diligence to determine whether it is appropriate for your institution and conduct a feasibility study. This article suggests five steps to consider before proceeding.
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15-minute survey incorporates analytics, set to become industry standard for health insurance insights; will provide beneficial data on student plans, costs, and future trends
Grapevine, TX – June 22, 2021 – To provide the knowledge and insights that will help improve products and services for colleges and universities, as well as the students they serve, Risk Strategies Student Health Practice is sponsoring its first Annual Nationwide Student Health Benchmarking Survey. The independently developed and analyzed survey findings will establish and track national benchmarks year-over-year on school plan features and emerging trends in health care.
The Risk Strategies Student Health Practice is comprised of Academic HealthPlans (AHP), University Health Plans (UHP), and Specialty Insurance Solutions (SIS). Together, they provide student health insurance consulting and administrative services to over 350 institutions of higher education nationwide and serve more than 450,000 students.
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Tuition insurance is designed to protect students’ and their parents’ investment in higher education. This protection is needed because most school’s refund schedules provide no refunds after the first few weeks of an academic term. Many students assume refunds are available throughout the academic term if a medical withdrawal becomes necessary, which is not usually the case.
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Properly adjudicated claims are a key goal of claims administrators, colleges and universities, and student members alike.
Inaccurately processed claims can end up being timely and costly. Overpaid claims will negatively affect claims experience leading to higher premium renewals. These can be especially harmful for self-funded plans where the college or university holds the risk. Underpaid claims can lead to additional time processing claims and handling appeals and some unhappy members.
The good news is that claims administrators take this very seriously and have comprehensive processes in place to ensure timely and accurate claims processing. That said, there may still be some that initially slip through the cracks.
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Elizabeth Marks, AHP’s Senior Strategy Consultant, teamed up with her colleagues at Risk Strategies to discuss the impact of COVID-19 on higher education student health and employee programs and how to manage them going forward. Learn more at ahpccare.com or contact us.
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FREQUENTLY ASKED QUESTIONS
On August 5th, the NCAA Board of Governors (BOG) released the requirements for holding regulation games and championships for Fall sports. While the document addressed a number of issues, we would like to review some of the most frequently asked questions we have received regarding plans for testing and treatment of COVID-19.
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